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Cake day: June 5th, 2025

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  • If the car is still drivable, there are work arounds to still being able to drive a totaled car. When the insurance totals a vehicle, it just means that the repairs are more expensive than the value of the car. You may have to get a salvage title and assume ownership of the vehicle from the insurance. They’ll also still give you the money for the car. If the accident wasn’t your fault, also beware of the other persons insurance trying to settle with you. When I was in my 20s and young and dumb, I had that happen to me. The other persons insurance adjuster literally came to my apartment to negotiate a settlement with me and I took it because I was broke.